Set a clear path to home ownership

Conventional mortgages offer predictable payments and flexible options.
Prequalify

Start your home buying 
journey now

Get step-by-step guidance so you know what comes next.

Get Prequalified Connect With a Home Loan Expert
  • a magnifying glass and a blue paper with a check mark and a house

    Find your fit

    Explore homes and get pre-qualified so you know your purchasing power.

  • a blue and black check mark on a paper

    Apply with confidence

    A loan expert will walk you through each step.

  • a blue key on a black background

    Close on time

    Fast, in-house processing helps you move in sooner.

Today's rates

Borrow smart. Check today's rates and find your fit.

15-Year Fixed Rate

6.025 %

APR*

Make your move today

Start your application or connect with an expert.
Prequalify

Find a mortgage expert near you


Disclosures

1 90% Loan-to-Value (LTV) is subject to credit approval, income verification, and property appraisal. The maximum LTV may vary based on credit score, property type (primary residence vs. investment), and total debt-to-income ratio. Loan-to-Value (LTV) Calculation: To determine your maximum borrowing limit, we calculate 90% of your home's current appraised value and subtract your existing first mortgage balance. The 90% Math Example:

  • Home Appraised Value: $600,000
  • 90% LTV Limit: $540,000
  • Minus Existing Mortgage Balance: –$400,000
  • Available Home Equity Loan: $140,000

Additional Terms

  1. Lump Sum: Unlike the Home Equity Line of Credit (HELOC), which allows for multiple withdrawals, the HE Loan provides a one-time payout at closing.
  2. Fixed Payments: Most Home Equity Loans feature a fixed interest rate and fixed monthly payments for the duration of the loan term.
  3. Fees & Insurance: Closing costs, appraisal fees, and title insurance may apply. Homeowners' insurance is required, and flood insurance may be required depending on location.
  4. Tax Advice: Interest deductibility may be limited. Please consult a tax advisor for details on your specific situation.
  5. All loans are subjected to qualification. Terms, Conditions, and Restrictions apply Contact us for additional details.