Estimate your refi scenario
Use this calculator to explore potential payment changes and equity access.
Options built around your goals
-
Flexible access to equity
Use your home's value in a way that supports your needs.
-
Structured loan adjustments
Modify your loan terms to better fit your current situation.
-
Loan expertise
Work with lenders who understand your market.
Cash out vs No cash out
| Feature | No-Cash-Out Refinance | Cash-Out Refinance |
| Goal | Lower your monthly payment | Access your home’s equity as cash |
| Loan amount | Same as your current balance | Higher than your current balance |
| How it works | Swaps your old rate for a new, lower one | Pays off your old loan and gives you the extra cash |
| Best used for | Saving money on interest every month | Home improvements, debt payoff, or investments |
| Your advantage | No change in your total debt | Turn your home’s value into liquid capital |
Ready to get started?
Find the perfect mortgage solution.
Disclosures
All loans are subjected to qualification. Terms, Conditions, and Restrictions apply. Contact us for additional details.
