Earn 5.00% APY*

Celebrate our new name with a +1.00% APY Rebrand Boost1 until January 31, 2027, earning 5.00% APY* if you live in Utah. If you reside outside of Utah, earn a competitive 4.00% APY*.


See how your savings could grow

Enter your starting deposit, monthly contributions, and timeline to estimate your total earnings.

Still have questions?

Schedule a meeting with a local banker.

Leslie Bowler - Accordia Bank
Leslie Bowler
Retail Banking Manager
Leslie Bowler
Retail Banking Manager
With 20 years of experience in the banking industry in St. George, Utah, Leslie Bowler has built a career defined by strong community relationships.
a man in a suit and tie
Dan Howell
Retail Banking Manager
Dan Howell
Retail Banking Manager
Daniel has 10 years of experience in banking. He specializes in deposit products and treasury services for both personal and business customers, inclu
Jordan Mills
Jordan Mills
Retail Banking Manager
Jordan Mills
Retail Banking Manager
I am a Retail Banking Manager with seven years of experience in the banking industry. I hold a bachelor’s degree in business from Utah Valley Universi
a woman smiling for a picture
Amy Jarrett
Retail Banking Manager
Amy Jarrett
Retail Banking Manager
For more than 25 years, I've built my career in banking around one simple belief: People come first. While financial products and services are importa
a woman with short brown hair wearing a lace top
Lisa Sorrells
Retail Banking Manager
Lisa Sorrells
Retail Banking Manager
Throughout my 3+ decades in banking, a real highlight of my career has been getting to know so many different business owners in such diverse industri
a woman with blonde hair and a black shirt
Lisa Anderson
Retail Banking Manager
Lisa Anderson
Retail Banking Manager
With more than 20 years of experience in the banking industry, I bring a deep understanding of financial services, relationship management, and strate

Start earning in three steps

Follow this step-by-step guide on how to get started.

  • a stack of books with a black background

    Step 1. Open an account

    Fill out a secure online application.

  • a paper plane with a dollar bill in the middle

    Step 2. Deposit 
at least $100

    Once the account is open, there is no minimum balance required.

  • a stack of white and blue buildings with a dollar sign

    Step 3. Watch your savings grow

    Accelerate your savings with a competitive rate.

Running into a limit on how much you can deposit?

When you use your Accordia Bank account to initiate an ACH transfer that pulls money from another financial institution, that transfer is subject to a limit. This limit is intentionally in place to help prevent fraud and protect your account from unauthorized activity.

If you need to transfer more than the daily limit, the following options are available:


  • Initiate a wire from your other financial institution directly to your Accordia Bank account. Wires are same-day, carry no transfer limit, and are available for any amount. Your Accordia Bank routing number and account number are all you need. 

  • Log in to your other financial institution and initiate the transfer from there, pushing the funds to your Accordia Bank account. Most financial institutions apply higher outbound transfer limits than inbound ones, so this route often accommodates larger amounts without friction.

  • Bring cash or a check to any Accordia Bank branch, and we will deposit it directly into your High-Yield Savings Account.

    You can also use the Accordia Bank Mobile app to securely deposit checks from your phone.*

    *Mobile check deposits are limited to a maximum of $25,000.

Service that shows

Always friendly and efficient. Makes me feel like I am their most valued customer.
Nathan Greenwood
Best bank in Utah. We just moved here from Idaho. Unbelievable service.
Sandra Phi
The best home town bank around. Personal and very friendly service with honesty and integrity.
Jo Benson
Super friendly and quick! They always make me feel like I'm their top customer.
Oliver Hayes

Frequently Asked Questions


  • Yes. A minimum deposit of $100 is required to open the account. After the account is open, you are not required to maintain a minimum balance to maintain the account or earn interest.

  • Interest is earned daily and paid monthly.

  • Yes. Like traditional savings accounts, you can make withdrawals or deposits any time.

  • No. Accordia Bank’s high-yield savings account has no monthly maintenance fees.



Disclosures

Fees could reduce the earnings on the account. Customers may call to obtain the most current rate information.
 
*Minimum deposit of $100 required to open the account. After account opening, there is no minimum balance required to earn interest. The interest rate and Annual Percentage Yield (APY) is variable and may change after account opening.

1This is a variable-rate account. The interest rate and APY may change at any time after the account is opened at our discretion. The rate is not guaranteed for any period.

The Rebrand Boost of 1.00% applies to the portion of your daily balance up to and including $500,000. The portion of your daily balance above $500,000 earns a 4.00% interest rate. 

Eligibility. The Rebrand Boost of 1.00% is available only to individuals whose residential street address of record is in the State of Utah, on accounts opened on or before January 31, 2027. A P.O. box, mail-forwarding address, or registered-agent address does not qualify. Residency is determined at account opening and is not redetermined. Limit one Rebrand Boost account per taxpayer identification number. Consumer accounts only. Accounts that do not qualify earn the standard rate: 4.00% variable interest rate, accurate as of August 19, 2026.

2Unlimited number of withdrawals from your account in person or ATM. Limit of six (6) withdrawals in a monthly statement cycle if the withdrawals are by check, debit card, or preauthorized, made by telephone, or made by an online or mobile transfer of funds.