Put your business cash to work

Fixed rates and flexible terms so your reserves earn while you plan ahead.

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Featured rates

Clear, competitive terms built for business reserves.

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Banking built for your business

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    Dedicated banker

    A local relationship banker who knows your business. Not a call center.

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    Extended coverage

    Keep large deposits fully insured through FDIC coverage and the IntraFi network.1

Let's talk

Connect with a local business banker.



Leslie Bowler - Accordia Bank
Leslie Bowler
Retail Banking Manager
Leslie Bowler
Retail Banking Manager
With 20 years of experience in the banking industry in St. George, Utah, Leslie Bowler has built a career defined by strong community relationships. …
Contact Me
a man in a suit and tie
Dan Howell
Retail Banking Manager
Dan Howell
Retail Banking Manager
Daniel has 10 years of experience in banking. He specializes in deposit products and treasury services for both personal and business customers, inclu …
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Jordan Mills
Jordan Mills
Retail Banking Manager
Jordan Mills
Retail Banking Manager
I am a Retail Banking Manager with seven years of experience in the banking industry. I hold a bachelor’s degree in business from Utah Valley Universi …
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a woman smiling for a picture
Amy Jarrett
Retail Banking Manager
Amy Jarrett
Retail Banking Manager
For more than 25 years, I've built my career in banking around one simple belief: People come first. While financial products and services are importa …
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a woman with short brown hair wearing a lace top
Lisa Sorrells
Retail Banking Manager
Lisa Sorrells
Retail Banking Manager
Throughout my 3+ decades in banking, a real highlight of my career has been getting to know so many different business owners in such diverse industri …
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a woman with blonde hair and a black shirt
Lisa Anderson
Retail Banking Manager
Lisa Anderson
Retail Banking Manager
With more than 20 years of experience in the banking industry, I bring a deep understanding of financial services, relationship management, and strate …
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See your reserves grow

Enter your deposit, term, and APY* to estimate your return.


Open a business CD

Our team will help you find the right account for your business.
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All CD Rates

Certificates of deposit

Effective as of September 06, 2026
Term APY* Minimum Opening Balance

Term

6 Months

APY*

4.15%

Minimum Opening Balance

$1,000

Term

12 Months

APY*

4.20%

Minimum Opening Balance

$1,000

Term

18 Months

APY*

4.10%

Minimum Opening Balance

$1,000

Term

24 Months

APY*

4.05%

Minimum Opening Balance

$1,000

Term

36 Months

APY*

3.65%

Minimum Opening Balance

$1,000

Term

60 Months

APY*

3.30%

Minimum Opening Balance

$1,000
Disclosures

At the end of the term funds can be withdrawn, or the CD can be renewed. Interest may change at renewal. 

$1,000 minimum opening deposit required. Early withdrawal penalties may apply. Contact us for additional details.

*APY=Annual Percentage Yield

1 FDIC insured in the United States up to $250,000.