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Get fixed rates and flexible terms with certificates of deposit (CDs).
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Featured rates

Clear, competitive options for your savings.

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Banking built for you

  • a cell phone with a tick on the screen

    Easy online opening

    Open your CD online, from anywhere.

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    Extended coverage

    Keep large deposits fully insured through FDIC coverage and the IntraFi network.²

Let's talk

Connect with a local Accordia expert to choose the best CD option for your goals.

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Dan Howell
Assistant Branch Manager
Dan Howell
Assistant Branch Manager
Daniel has 10 years of experience in banking. He specializes in deposit products and treasury services for both personal and business customers, inclu …
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Jordan Mills
Jordan Mills
Retail Banking Manager
Jordan Mills
Retail Banking Manager
I am a Retail Banking Manager with seven years of experience in the banking industry. I hold a bachelor’s degree in business from Utah Valley Universi …
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Amy Jarrett
Retail Banking Manager
Amy Jarrett
Retail Banking Manager
For more than 25 years, I've built my career in banking around one simple belief: People come first. While financial products and services are importa …
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Lisa Sorrells
Retail Banking Manager
Lisa Sorrells
Retail Banking Manager
Throughout my 3+ decades in banking, a real highlight of my career has been getting to know so many different business owners in such diverse industri …
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Lisa Anderson
Retail Banking Manager
Lisa Anderson
Retail Banking Manager
With more than 20 years of experience in the banking industry, I bring a deep understanding of financial services, relationship management, and strate …
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Open a CD account anywhere in the country and online.
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All CD Rates

Certificates of deposit

Effective as of September 14, 2026
Term APY* Minimum Opening Balance

Term

6 Months

APY*

4.15%

Minimum Opening Balance

$1,000

Term

12 Months

APY*

4.20%

Minimum Opening Balance

$1,000

Term

18 Months

APY*

4.10%

Minimum Opening Balance

$1,000

Term

24 Months

APY*

4.05%

Minimum Opening Balance

$1,000

Term

36 Months

APY*

3.65%

Minimum Opening Balance

$1,000

Term

60 Months

APY*

3.30%

Minimum Opening Balance

$1,000
Disclosures

$1,000 minimum opening deposit required. Early withdrawal penalties may apply. Contact us for additional details.

*APY = Annual Percentage Yield

FDIC insured in the United States up to $250,000.

At the end of the term funds can be withdrawn, or the CD can be renewed. Interest may change at renewal.