Joseph Packard

VP, Loan Officer

With more than a decade of experience in commercial banking, Joseph specializes in helping business owners strategically access the capital they need to grow. He takes the time to understand each client’s long‑term vision, then structures tailored lending solutions designed to support both day‑to‑day operations and big‑picture goals.

Drawing on deep expertise in cash management and business banking services, Joseph provides a full suite of commercial financing options, including credit lines, equipment loans, and SBA or conventional real estate lending throughout Utah and neighboring states.

If you’re looking for a trusted banking partner committed to building a long‑term relationship—and delivering exceptional service along the way—reach out to Joseph at 801.669.2374.

Big-bank capability. Local decision-making.

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